James Thomas Boyer

Please join us in celebrating the life of

James Thomas Boyer

(3/9/69 – 1/9/10)

Though Jim’s life on earth is complete, his everlasting life and his support of us from heaven has just begun.  Whether you are a client, partner, friend or family, I hope that you will join us in celebrating the life and legacy that Jim will leave as well as his departure to a brighter place where he will be given everlasting life.

 He has made us laugh

He has made us smile

Now it is our turn

Let’s do it in STYLE! 

Jim is survived by Darren Frankenberger (Partner), Noah James Frankenberger (Son), Mary Desmond (Mother), Tom Boyer (Father), Pam, Pat and Kris (siblings) and his dogs Annie, Taylor and Russel.

Jim found his calling in Real Estate and with the help of social networking, he learned the tools and techniques to build and maintain google ranking in the internet.  His business prospered and he was on track for a very successful career.  Jim is a people person and he will always be remembered for the joy and love that he brought to our lives.

 Jim:  We will miss you.

 Wake will be held at Jim’s home on 1-13-2010 from 3-8.  Service to begin at 5:45PM.  (Kleenex provided, smiles requested)

 To send condolences, please respond to   Darren Frankenberger via Jim’s direct number, 973-647-0253 or use the contactus on this page.

(This post was created by Darren Frankenberger)

Guest Post by James Wexler Phoenix and Scottsdale REALTOR 

I am a real estate broker/agent. I make my living helping people buy and sell Real Estate in the greater Phoenix and Scottsdale area.

The first rule of Real Estate 101 taught to new agents is to ask “Why Rent when you can own?”

Traditionally, and especially in the past 10 years, following this home buying advice has proven lucrative and accurate.

However, the last 2 years has proven that this is not a hard fast rule to follow for every potential home buyer.

I have read so-called experts claim that if home prices do not rise, then you are doing little more than renting from a bank.

Since, as we have seen recently, real estate prices do not always go up, you need to follow a better guideline in your decision making than answering the age-old question of “Why Rent when you can own? and “renting is throwing money away!”

Here are the questions to ask yourself if home buying is right for you

• Do you need the flexibility of renting? or can you afford to stay in your home for at least 5 years or longer?
• Can you afford a 20% down payment?
• Can you afford a monthly payment on a 30-year fixed mortgage?
• ask your CPA … Does the tax benefit of home ownership offset a potential decline in home value?
• Have you reduced other real estate debt before you add more on this home purchase?
• Does a fixed monthly mortgage payment for the next 15 years outweigh the likely inflation of rents during that same time (called an inflation hedge)

These are broad questions that can have many variations for each individual situation. However, it is a good foundation from which to start your home buying process.

You do not need the Real Estate boom to enjoy the many benefits of owning a home.

However, you do need to the answer the right questions above to decided whether or not real estate ownership is right for you and your family.

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Copyright © 2008 By James Wexler, All Rights Reserved. *Don’t Buy ! Rent ! *

Contact James Wexler (480) 221-8080 for all your Phoenix | Scottsdale area Real Estate needs